Underwriting Expert Witnesses

This certified safety professional (CSP) and authorized OSHA outreach trainer has been in the occupational safety field for more than a decade. A member of the American Society of Safety Engineers, he earned his Bachelor's degree in Risk Management and Insurance and MBA from the University of Georgia.

This expert is specialized in analyzing, quoting, binding, and servicing of personal and commercial insurance products and an expert in Safety and Insurance Inspections. He graduated from Mount Saint Mary's University with a Bachelor's degree in Accounting and Business Finance. He began his insurance career as a qualified marketing assistant at Prudential Agency and then moved on to be an insurance counselor at AAA Mid-Atlantic. He is currently a licensed insurance agent in New Jersey, New York, Delaware, Pennsylvania and Maryland and he works as a risk manager at a New Jersey personal insurance agency.

This expert has a thirty year association in the Life and Disability Income Insurance Industry. For twenty-eight years he was associated with The Union Central Life Insurance Company. During that time he was involved in numerous claim/policy service matters and supervised claim litigation. He also conducted California Fraud Training for over twenty years with claim examiners with a concentration in the Bad Faith area. In addition, was a former Life Insurance Sales Agent with Western Southern Life Insurance Company.

This highly qualified insurance claims adjuster is dual-licensed in multiple states for property and casualty claims and claims handling. He has over 30 years of experience specializing in property losses for both commercial and residential with an emphasis on residential property claims, including third-party property liability. This expert received his BS in management studies from the University of Maryland and has gone on to complete numerous training courses in his field. He is a certified property general adjuster, a property appraiser and umpire, and an associate in claims. Additionally, this expert is an accredited claims adjuster and is certified by the FEMA National Flood Insurance Program. He is a member of the Society of Certified General Adjusters, the National General Adjusters Association, and the Property Casualty Claims Professionals organization, just to name a few. Formerly, this expert worked as an adjuster, senior adjuster, general adjuster, and eventually, a master general adjuster for various companies. Currently, this expert serves as the owner and a consultant at a GA professional adjusting consulting service.

This expert has over 30 years of experience in the field of commercial banking. He has had extensive involvement in all facets of commercial, asset based, real estate and consumer lending as well as underwriting, credit analysis, credit risk review, portfolio management, due diligence and business refinancing. He completed his BA in commercial banking from Lousianna State University. This expert is a certified AIB instructor with specializations in analyzing financial statements and business financial analysis. He is also a certified RMA instructor in RMA financial statement analysis. He has published 8 articles and has given 12 presentations related to bankruptcy plan feasibility, cramdown interest rates, and working with lenders in distressed situations. Previously, he has held roles as a special assets officer at Hibernia National Bank, a business process analyst and manager of special assets at Wachovia Bank, and the principal of GlassRatner Advisory & Capital Group. Currently, he serves as the managing director of a financial advisory firm and a health services company in GA.

This highly qualified insurance regulatory matters expert has over 45 years of professional experience. He completed his BA in accounting at Loyola College and his MBA at St. Johns University. He holds professional certifications as an insurance examiner and a market conduct manager. This expert is a distinguished member of various professional organizations, including the Insurance Regulatory Examiners Society and the Association of Insurance Compliance Professionals. Formerly, this expert has served as the deputy bureau chief of the New York State Department of Financial Services. In this role, this expert reviewed the division's operational needs, conducted review of insurer proposals, and represented the department in meetings with various industry organizations.

This expert has over 25 years of experience in the life insurance industry in southern California and is familiar with post-claims underwriting issues. He earned his BA in psychology from California State University Northridge. He is a certified insurance counselor and fund specialist, and is an associate in both insurance services and personal insurance. He specializes in life, home, and personal insurance. The expert holds agent status with six major carriers, including elite status with Travelers. He is also a member of several associations, including the National Association of Insurance and Financial Advisors and the American Bar Association. He currently serves as is the president and principal agent of a private insurance agency in California.

This qualified expert has years of experience in structural engineering. He received his BS in civil engineering from the University of Kansas before earning his MEng in structural engineering from Texas A&M University. He is a certified professional engineer in 5 states and holds several other structural engineering certifications. He is active in his field as a member of the Structural Engineering Association of Texas and the Building Envelope Enclosure Council. His former positions include project manager for CPH Structural Engineering and adjunct professor at the University of Houston. Currently, this expert is an adjunct professor in construction science at a well-known university in Texas, as well as the manager and principal of a structural engineering firm in Texas.

This highly qualified expert has nearly 40 years of experience in insurance. He earned his BBA in accounting from Hofstra University before beginning his career in insurance with the New York State Insurance Department and the New York State Department of Financial Services. During his 35 years working for the New York State Insurance Department, he held several prominent positions, including director of policy initiatives and assistant chief examiner of the property bureau. He has years of demonstrated experience dealing with health, life, and property insurance regulations. Currently, this expert serves as the principal for an insurance and regulatory consulting firm in New York.

This veteran insurance claims executive has over 40 years of experience in his field. His area of expertise ranges from coverage analysis, creation, and teaching, bad faith defense, technical and management training, claims management, cyber liability, etc. He is a registered adjuster under the professional adjusters association and is a member of the National Advisory Council of the National Association of Independent Adjusters and the Claims and Litigation Management Alliance. Formerly, he has worked as a division claims manager at Liberty Mutual Insurance Companies, a senior vice president of claims at Western Employers Insurance Company, a senior vice president of claims at Industrial Indemnity Company, an executive director at Golden Eagle Insurance Company, and as the director of claims compliance at Nonprofits Insurance Alliance Group. Currently, he works as an independent consultant for an insurance claims service company in South Carolina.

This highly-qualified expert has extensive experience in energy, climate, and environmental insurance. He earned his MBA from the University of Southern California and his LLM from the University of Cambridge. This expert is licensed in Surplus Lines insurance and is a fellow of the Risk Management Society. He has formerly served as an insurance broker for Lloyd's and in several management positions at Sedgwick James and Minet. He also founded and served as the CEO for two successful insurance service firms, International Energy Insurance Brokers and St. Andrews Risk Services. Currently, this expert is the CEO and co-founder of an underwriting company based in California and London, England.

This highly qualified expert has extensive experience in commercial insurance and occupational safety. He earned his BA in philosophy from Allegheny College and is an associate of risk management and associate of underwriting through the AICPCU/The Institutes, as well as an OSHA-authorized general industry instructor and a certified occupational health and safety technician. He began his career as a reporter, news editor, and photographer for the Bear Paw Sentinel and the Great Falls Tribune. He then served as the vice principal of Great Falls Christian School before transitioning to the insurance industry. This expert served as a senior account executive for Liberty Northwest and a commercial lines agent for Western States Insurance, focusing mainly on workers' comp insurance. Currently, this expert serves as an occupational health and safety specialist for a state labor and industry department, teaching both 10-hour and 30-hour OSHA classes.

This highly-qualified expert has extensive experience in financial services, specializing in structured credit products, collateral and fund administration, complex derivatives, trustee and custodian roles and responsibilities, and securitization including CLO's, CDO's, and RMBSs. He received his BS in naval sciences at the Military Naval School in Lisbon before earning his bachelor's degree in management and business administration at the Universidade Lusíada. He subsequently completed a financial risk management certificate at New York University and earned his MS in finance and investments at City University London. This expert has formerly served as a junior consultant for PVA International, CDO risk analyst and CDO head of risk and compliance for Wilmington Trust Conduit Services, as well as the vice president of Wilmington Trust Conduit Services. Currently, this expert is an independent consultant for three financial consultancies.

This expert has over 45 years of experience in risk management and insurance. He is a licensed risk manager by the Texas Department of Insurance and is active in his field as a member of several professional organizations including the American Association of Insurance Management Consultants and the Professional Risk Managers International Association. He previously served as an insurance officer for Anco Insurance, a partner at Houstoun Stevenson & Cummings, and the director of the Independent Insurance Agents of Texas. He is now the founder of an insurance and risk management firm in Texas.

This highly-qualified expert has extensive experience with consumer credit, credit cards, travel and loyalty programs, FCBA, SCRA, and the CARD Act of 2009. He earned his BA in history from the University of Delaware and worked as a computer systems administrator for companies like IBM, Boeing, the US Geological Survey, and the Colorado State Legislature before transitioning to the realm of consumer credit. This expert is a freelance writer for several personal finance and travel websites, with his work frequently syndicated to mainstream finance media outlets. Currently, he is the president of a business management consultancy in Colorado, as well as the founder and producer of a credit and credit card media conference.

This highly-qualified expert has over 30 years of experience with parking access and revenue control systems. His work has focused on areas such as garage management, parking technology, lane devices, payment kiosks, management software, credit card payment devices, and the sales, installation, maintenance and repair of revenue control systems. This expert earned his BA in psychology from the University of Hartford before entering into the parking management industry. He has formerly served as the manager, city manager, and general manager of Metropolitan Parking System, the senior manager of Standard Parking/SP Plus, the vice president of business development at TCS International, the general manager and vice president of the northeast region for Amano McGann, and the vice president of operations for Park Assist. Most recently, this expert served as the chief executive officer of DESIGNA Access Corporation.

This experienced actuary has over 40 years of experience in his field. His work throughout his career has involved actuarial services, pension plans, ERISA, government audits, marital dissolution, estate tax and life expectancy calculations, loss of income, death, disability, executive deferred compensation plans, and insurance and annuity contracts. He earned a BA in mathematics from Rutgers University and his FSA, the highest level of education for an actuary. He is a licensed series 7 & 63 financial industry regulatory authority actuary. He is a member of several actuary societies including the American Academy of Actuaries and the American Society of Pension Professionals & Actuaries. He served as a consulting actuary at Alexander & Alexander, where he worked his way up to head actuary of the western region. He then served as a principal of retirement practices at Olaine, Hurst, & Hemrich. After a decade, he moved to Howard Johnson to serve as a consulting actuary. He then served as the President for the Morton Company and the Kagan Company before transitioning back to consulting. This expert currently serves as the owner and consulting actuary for an actuarial and pension services company in California.

This highly-qualified expert has nearly 15 years of experience in the financial services field, with his work involving financial planning, security valuation, portfolio management, insurance planning, and investment selection and transactions. He received his BS in psychology from the University of Michigan before earning his BBA from Michigan State University and recently went back to school to earn his MBA from the University of Michigan. He has formerly served as a financial advisor and the associate vice president of the KSG Group for Morgan Stanley before serving as the vice president for Fisher Investments. Currently, this expert is the owner of a small business consultancy in Michigan.

This highly-qualified expert has extensive experience in site and building construction, high rise condos, AIA disputes, and insurance claims. He earned his BLA in landscape architecture from Mississippi State University, is a registered landscape architect and building contractor, and is a licensed realtor and general contractor builder. This expert is active in his field as a member of the Associated Builders and Contractors and American Society of Landscape Architects. He formerly served as the principal for Allen Corporation, J.W. Hartlein Construction Co., and Inverness Construction Company. He also formerly served as the lead developer of master planning and construction for Royal American Development. Currently, this expert is the owner of a real estate development and consulting firm in Mississippi.

This expert has demonstrated experience in the fields of economics, telecommunications, and estate planning. He earned both his BA in management and business and his MA in economics from North Carolina State University. He is a certified estate advisor and a registered financial consultant. Additionally, this expert holds licenses for life, health, and accident insurance, long term care insurance, and Medigap supplemental insurance. He is active in his field as a member of several organizations including the International Association of Registered Financial Consultants and the National Association of Financial and Estate Planners. He previously served as a supervising field engineer for General Telephone Corporation, a staff engineer for Concord Telephone Company, the director of marketing and strategic planning for Tel-Amco, an investment broker for A.G. Edwards & Sons, general manager for GVNW, and executive director of marketing for Madison River Communications. For over 20 years, this expert has served as the president of a marketing and telecommunications consultancy in North Carolina.