Underwriting Expert Witnesses in South Carolina

This highly qualified insurance claims adjuster is dual-licensed in multiple states for property and casualty claims and claims handling. He has over 30 years of experience specializing in property losses for both commercial and residential with an emphasis on residential property claims, including third-party property liability. This expert received his BS in management studies from the University of Maryland and has gone on to complete numerous training courses in his field. He is a certified property general adjuster, a property appraiser and umpire, and an associate in claims. Additionally, this expert is an accredited claims adjuster and is certified by the FEMA National Flood Insurance Program. He is a member of the Society of Certified General Adjusters, the National General Adjusters Association, and the Property Casualty Claims Professionals organization, just to name a few. Formerly, this expert worked as an adjuster, senior adjuster, general adjuster, and eventually, a master general adjuster for various companies. Currently, this expert serves as the owner and a consultant at a GA professional adjusting consulting service.

This expert has over 30 years of experience in the field of commercial banking. He has had extensive involvement in all facets of commercial, asset based, real estate and consumer lending as well as underwriting, credit analysis, credit risk review, portfolio management, due diligence and business refinancing. He completed his BA in commercial banking from Lousianna State University. This expert is a certified AIB instructor with specializations in analyzing financial statements and business financial analysis. He is also a certified RMA instructor in RMA financial statement analysis. He has published 8 articles and has given 12 presentations related to bankruptcy plan feasibility, cramdown interest rates, and working with lenders in distressed situations. Previously, he has held roles as a special assets officer at Hibernia National Bank, a business process analyst and manager of special assets at Wachovia Bank, and the principal of GlassRatner Advisory & Capital Group. Currently, he serves as the managing director of a financial advisory firm and a health services company in GA.

This expert has demonstrated experience in the fields of economics, telecommunications, and estate planning. He earned both his BA in management and business and his MA in economics from North Carolina State University. He is a certified estate advisor and a registered financial consultant. Additionally, this expert holds licenses for life, health, and accident insurance, long term care insurance, and Medigap supplemental insurance. He is active in his field as a member of several organizations including the International Association of Registered Financial Consultants and the National Association of Financial and Estate Planners. He previously served as a supervising field engineer for General Telephone Corporation, a staff engineer for Concord Telephone Company, the director of marketing and strategic planning for Tel-Amco, an investment broker for A.G. Edwards & Sons, general manager for GVNW, and executive director of marketing for Madison River Communications. For over 20 years, this expert has served as the president of a marketing and telecommunications consultancy in North Carolina.

This highly qualified expert has nearly 30 years of experience in the consumer credit industry, specializing in consumer credit reporting, credit scoring, FCRA, FDCPA, credit damages, Metro-2, and ACDV and AUD forms. He obtained his BS in criminal justice from the University of West Georgia and is currently pursuing his MS in criminal justice and administration at Penn State University. Today, this expert is also certified by the Consumer Data Industry Association. He previously served as an account manager at Equifax, as the manager of global credit bureau products at Fair Isaac, as an invited credit blogger for the New York Times, and as the president of consumer education at Credit.com and SmartCredit.com. More recently, he also worked as a contributor for CNBC's "On the Money" program, for the National Foundation for Credit Counseling, and for FOX Business Networks' "The Willis Report," as well as a credit contributor for Mint.com and DisputeSuite.com. This expert is currently the co-founder of a credit industry think-tank, a credit contributor at a consumer credit reporting agency, and the owner of an FCRA, FDCPA, credit, and credit damage consultancy in Georgia.

This expert earned his BS in Management Science from Virginia Tech and Executive Graduate Program College of Insurance. This expert also has a number of certifications including certification as a Certified Builders Insurance Agent, certification by the College of Insurance, and certification by the National Safety Council. He is licensed as a Property and Casualty Agent and a Life and Health Agent in North Carolina. In addition, he is the Vice Chairman of the Safety Council of North Carolina. Formerly, this expert has held several vice president positions at various insurance companies, and he is currently the Vice President of Risk Management for a large roofing contractor.

This certified safety professional (CSP) and authorized OSHA outreach trainer has been in the occupational safety field for more than a decade. A member of the American Society of Safety Engineers, he earned his Bachelor's degree in Risk Management and Insurance and MBA from the University of Georgia.