Underwriting Expert Witnesses in Virginia

This seasoned expert specializes in auto finance and lease regulatory compliance, with over 30 years of experience in the consumer vehicle leasing and financing areas. He regularly consults as an expert witness on auto leasing and finance-related matters, including dealer finance practices, insurance sale practices, and Regulation Z & M issues. In addition, he has consulted for the Federal Reserve Board and National Credit Union Administration on leasing and lending regulatory issues. The expert is the Managing Director of a trade association for major retail automobile lessors, and he also runs a private consulting business. He has been cited in numerous publications and occasionally appears on television as a representative of the industry. The expert earned his B.S. from Yale University and has a J.D. from the University of California, Berkeley School of Law.

This expert has over 60 years of experience in the field of insurance. He earned his BS at David Lipscomb University and is a Licensed Property and Casualty Insurance Agent, as well as a Life and Health Insurance Agent. He a certified Chartered Property and Casualty Underwriter, as well as an Associate in Risk Management. He is active in his field as a member of the National Chartered Property Casualty Underwriter Society, and has published on topics relating to the field of insurance. He has previously served as the Vice President of Tennessee Underwriters, and for the last 17 years has served as the President of an insurance consulting service in Tennessee.

This expert earned his BS in Management Science from Virginia Tech and Executive Graduate Program College of Insurance. This expert also has a number of certifications including certification as a Certified Builders Insurance Agent, certification by the College of Insurance, and certification by the National Safety Council. He is licensed as a Property and Casualty Agent and a Life and Health Agent in North Carolina. In addition, he is the Vice Chairman of the Safety Council of North Carolina. Formerly, this expert has held several vice president positions at various insurance companies, and he is currently the Vice President of Risk Management for a large roofing contractor.

This expert has a thirty year association in the Life and Disability Income Insurance Industry. For twenty-eight years he was associated with The Union Central Life Insurance Company. During that time he was involved in numerous claim/policy service matters and supervised claim litigation. He also conducted California Fraud Training for over twenty years with claim examiners with a concentration in the Bad Faith area. In addition, was a former Life Insurance Sales Agent with Western Southern Life Insurance Company.

This expert has demonstrated experience in the fields of economics, telecommunications, and estate planning. He earned both his BA in management and business and his MA in economics from North Carolina State University. He is a certified estate advisor and a registered financial consultant. Additionally, this expert holds licenses for life, health, and accident insurance, long term care insurance, and Medigap supplemental insurance. He is active in his field as a member of several organizations including the International Association of Registered Financial Consultants and the National Association of Financial and Estate Planners. He previously served as a supervising field engineer for General Telephone Corporation, a staff engineer for Concord Telephone Company, the director of marketing and strategic planning for Tel-Amco, an investment broker for A.G. Edwards & Sons, general manager for GVNW, and executive director of marketing for Madison River Communications. For over 20 years, this expert has served as the president of a marketing and telecommunications consultancy in North Carolina.

This highly-qualified expert has over 35 years of experience in the field of risk and insurance management. He earned his BS in industrial supervision from Western Michigan University and his MBA in management from Eastern Michigan University. He is also designated as a an associate in risk management by the Insurance Institute of America. This expert is active in his field as a member of the Risk & Insurance Management Society and as a member of the board of directors for Disaster Recovery Institute International. This expert has formerly served as a risk manager for the City of Dearborn and a risk management manager at ThyssenKrupp USA, Inc. He has also formerly served as an agent at Combined Insurance Company of America and as a director of risk management at the University of Kentucky. This expert is currently a resource manager for a national risk management and insurance association.

One of the largest program underwriters of logistics insurance nationally and a pioneer of state-of the art coverages. Main logistics specialization is truck brokers.

This highly qualified banking supervisory expert is a former officer at the Federal Reserve Board, where he was responsible for regulatory policies and supervisory standards surrounding credit, market, liquidity and operational risk management at regulated institutions. The expert first joined the Federal Reserve in 1991 as a Supervisory Financial Analyst and became a Deputy Associate Director for the Board of Governors in 2004. He oversaw market and liquidity risk, as well as capital markets, and also handled operational risk policy in his last year with the Federal Reserve. Over the course of a 20-year career with the regulatory body, he established and managed regulatory and supervisory programs on the capital requirements and risk management of banking organizations' capital markets, trading and derivatives activities; treasury functions; interest rate, market risk, and liquidity exposures; and investment portfolio and asset/liability management practices. After leaving the Federal Reserve, the expert joined Ernst & Young LLP as an Executive Director of the Financial Services Risk Management Advisory Practice. He earned his Bachelor of Arts & Sciences in Economics & International Relations from American University, his Masters of Arts & Sciences in Economics from Boston College, his Masters of Business Administration from George Washington University, and his Chartered Financial Analyst credential from CFA Institute.