Underwriting Expert Witnesses in Massachusetts

This expert has been practicing law for over 35 years. A nationally recognized insurance coverage counselor, he is well known for his bi-weekly newsletter summarizing important insurance coverage decisions in New York State courts. Listed in Best Lawyers in America the past 6 years in a row, he has also been named as Lawyer of the Year for Insurance Law by the same publication. This expert has been teaching Insurance Law as an Adjunct Professor at a major university's law school for nearly 30 years, and he is a Senior Member specializing in insurance coverage at a large law firm.

This mortgage expert has 30+ years of lending experience, including management positions in residential and consumer lending, secondary marketing, loan servicing, compliance, and operations. He is an accomplished third-party underwriter and quality control reviewer of mortgage loans and operations for several classifications of mortgage lenders. He has been a national-level instructor for over 20 years and has taught hundreds of lenders, as well as taught examiners and regulators on the state and federal level for banks, credit unions, and mortgage bankers/brokers. He worked with the NMLS in designing the SAFE Act federal MLO exam and in reviewing and auditing SAFE Act licensing education programs. The expert is a past Director of the Community Lending Institute Education Department for the American Bankers Association and is also the past Board Director, Strategic Planning Committee Chair, and Education Committee Co-Chair for the Connecticut Mortgage Bankers Association. In addition, he is the author of an industry standard residential mortgage textbook that is used in several hundred U.S. colleges and universities. The expert current runs two small consulting practices that specialize in mortgage and consumer lending/compliance.

This expert has extensive experience applying economic and financial models to matters regarding property and casualty insurance. He has applied his models to personal and commercial lines of coverage, including those involving catastrophe exposures. He earned his M.A. and his Ph.D. in Economics from Rutgers University. The expert is a Member of the American Risk & Insurance Association and also sits on the Editorial Boards of the Journal of Insurance Regulation and Benefits Quarterly. He has been working for a large economics consulting firm since 1989.

This highly experienced actuary specializes in long term care insurance. He began his actuarial career at the Fireman's Fund Life Insurance Company in San Francisco and later transferred to Genworth Financial. For more than a decade, he served as an actuary with LifeCare Assurance Company in Los Angeles, focusing on the long term care field. He now is an actuarial consultant with a specialty in long term care and product pricing.

This expert specializes in structured finance, derivatives, securities and finance matters. His experience includes cash, synthetic and hybrid collateralized debt obligations (CDOs), asset-backed securities (ABS) of various types, structured investment vehicles (SIVs), collateralized loan obligations (CLOs), mortgage-backed securities (MBS), credit default swaps (CDS), interest rate swaps, credit-linked notes (CLNs), repurchase ("repo") agreements and securities fraud. As a transactional attorney he has been an Associate, Special Counsel or Partner at several of the leading transactional law firms in the United States, including Shearman & Sterling; Mayer, Brown & Platt; and Cadwalader, Wickersham & Taft. As an expert witness and/or consultant, he has worked with many of the leading litigation firms, and leading litigation departments of full-service firms, in the country, including Berger Montague; Chapman and Cutler; Kirby McInerney; Labaton Sucharow; Patterson Belknap; Robbins Geller; Scott + Scott; and Williams & Connolly.

This expert is a certified legal nurse consultant and a registered nurse. She has has many positions as a nurse and now works as a life planner and nurse consultant at three different practices. She is certified as a life care planner and in life accident and health insurance.

This highly qualified insurance regulatory matters expert has over 45 years of professional experience. He completed his BA in accounting at Loyola College and his MBA at St. Johns University. He holds professional certifications as an insurance examiner and a market conduct manager. This expert is a distinguished member of various professional organizations, including the Insurance Regulatory Examiners Society and the Association of Insurance Compliance Professionals. Formerly, this expert has served as the deputy bureau chief of the New York State Department of Financial Services. In this role, this expert reviewed the division's operational needs, conducted review of insurer proposals, and represented the department in meetings with various industry organizations.

This highly qualified expert has nearly 40 years of experience in insurance. He earned his BBA in accounting from Hofstra University before beginning his career in insurance with the New York State Insurance Department and the New York State Department of Financial Services. During his 35 years working for the New York State Insurance Department, he held several prominent positions, including director of policy initiatives and assistant chief examiner of the property bureau. He has years of demonstrated experience dealing with health, life, and property insurance regulations. Currently, this expert serves as the principal for an insurance and regulatory consulting firm in New York.

This highly-qualified expert has extensive experience in financial services, specializing in structured credit products, collateral and fund administration, complex derivatives, trustee and custodian roles and responsibilities, and securitization including CLO's, CDO's, and RMBSs. He received his BS in naval sciences at the Military Naval School in Lisbon before earning his bachelor's degree in management and business administration at the Universidade Lusíada. He subsequently completed a financial risk management certificate at New York University and earned his MS in finance and investments at City University London. This expert has formerly served as a junior consultant for PVA International, CDO risk analyst and CDO head of risk and compliance for Wilmington Trust Conduit Services, as well as the vice president of Wilmington Trust Conduit Services. Currently, this expert is an independent consultant for three financial consultancies.

This highly-qualified expert has over 40 years of experience in the financial services industry specializing in data science and mathematics with a current focus on long term care insurance. He earned his BS in mathematics from Worcester Polytechnic Institute and his MS in information science and operations research from Rensselaer Polytechnic Institute. Formerly, he has held positions as a corporate telecommunications network designer at Aetna, the assistant director of telecommunications at CIGNA, the co-founder and CEO of Intelligent Network Systems, a consultant for Tucker Network Technologies, and the founder and president of Sage Telecommunications Corporation. He currently serves as the co-founder, operating member, research scientist, and strategist of a research and development company focused on finance, health, and happiness.

This qualified engineer has handled numerous forensic evaluations for both law firms and insurance companies. He is licensed in the States of Connecticut and New Jersey with 20 years of experience in the engineering and construction industries serving in various management capacities. This expert has considerable experience in consulting on engineering standards, construction defects, OSHA safety standards and related matters. These strong qualifications make him highly capable of reviewing the case at hand. He has exceptional report writing capabilities and his investigations are detailed while incorporating all relevant technologies. His work for the legal community includes both the plaintiff and defense firms. He has been deposed, served as a trial consultant and his work has assisted in the settlement of several cases.

This expert is an emergency physician in practice for 30 years, 18 of which he reviewed claims for all classes of medical payers including Blue Cross plans, major indemnity insurers, and Medicaid. One of his specialties is cost containment and recovery of overpayments, and he has designed and implemented major claims audits systems. He earned his MD at the University of Chicago and has held emergency medicine and medical directorship positions for many years. He currently serves as the president of a private medical consulting firm, in addition to his role as attending emergency physician and clinical professor at a major university medical center.

This ski safety expert is the Principal Consultant at a major consulting firm, the premiere Ski Safety Consulting Practice in North America specializing ski accident investigation, skiing related litigation consulting, ski area risk management, ski area loss control, operational best practices and generally accepted practices and principles employed by the ski industry. His knowledge, education, training and experience include over 35 years as a risk management, loss control, litigation management, accident investigation, insurance professional and 25 years of ski industry investigations involving thousands of skiing accidents, hundreds of catastrophic ski accidents and strategic resolution of all types of ski industry litigation.

This expert has over 30 years of experiences with securities, investments, and insurance at the financial advisor, supervisory, and managing principal level. He has his producer's license in life, accident, and health insurance, is a certified financial planner, a chartered financial consultant, and a chartered life underwriter. He is also a member of numerous prestigious organizations in the insurance and financial services fields. This expert is is a former agency manager at John Hancock Financial Services, former managing principal at Waddell and Reed and a former Adjunct Professor in the department of finance at the University of Connecticut. He is currently an adjunct professor in financial management at a top university and the founder/consultant at a securities, insurance, and financial services expert witness and litigation consulting firm.

This highly qualified economist received his B.A. from Harvard University, M.A. from the University of Oxford, and his Ph.D in Economics from George Washington University. He brings extensive experience in financial regulation through his 5 years experience working as an economist at the federal-level at the Federal Reserve Board, Small Business Administration, and Federal Deposit Insurance Corporation. He also served as Chief Economist and Senior Policy Adviser in the Office of the New York City Comptroller for 13 years. He has taught MBA level courses on Corporate Social Responsibility, Finance and Economics at NYU's Stern School of Business, Baruch College, and Pace University. This expert is a member of several professional organization including the New York Association for Business Economics, Economists for Peace and Security. His testimony has been heard by such agencies as the NYS Public Service Commission three times, the NYS Assembly Housing Committee, the NYC Council, NYC Taxi & Limousine Commission, .and the U.S. House Banking Committee.