Lending Expert Witnesses in New Mexico

This highly qualified expert earned his MD from the University of Pretoria and completed his Orthopedic Surgery residency at Pretoria Academic Hospital and Kalafong Hospital. He then went on to complete a fellowship in Orthopedic Oncology at the University of Florida and a fellowship in Tumor Surgery and Tissue Banking at Cornell University. He is Board Equivalent Certified in Orthopedic Surgery. This expert has published over 60 peer-reviewed journal articles and has Co-authored 12 books and manuscripts. He is a reviewer for several national and international journals such as, The Orthopedic Review Journal, the Journal of Bone Surgery ,Current Oncology, and the SA Orthopedic Journal. This expert currently serves as Professor of Orthopedic Surgery and Director of the Musculoskeletal Tumor Unit at a major university affiliated medical center.

As a senior Human Resources executive for over three decades, (energy, commercial banking, defense and technology), this expert has developed a comprehensive understanding of hiring and retention policies, organization effectiveness (including employee engagement and labor relations), dispute resultion and conflict management and executive recruiting. He currently serves as Executive Vice President at a large corporation in Texas, with primary responsibilities for Corporate Security, including oversight of all security personnel hired. In addition, for the past six years his responsibilities have included Corporate Human Resources & Government Relations.

This expert is an accomplished financial professional with over 30 years experience in the design and implementation of risk management programs, business plans, and budgets. His regulatory background includes senior positions at several US regulatory agencies, including the Federal Home Loan Bank of Dallas, the Office of Thrift Supervision, and the Comptroller of the Currency. He is a certified fraud examiner and holds a BBA with a major in finance and economics and an MBA with a concentration in finance and banking from Stephen F. Austin State University. He began his career with the Office of the Comptroller of the Currency where he was involved in all aspects of supervising commercial banks including investigations of criminal and illegal activities. He also served as Special Deputy Receiver for the State of Texas Department of Insurance where he was responsible and accountable to the courts for the sale and management of a wide variety of assets, including stocks, bonds, mortgages, and other real estate holdings and closing financial statements. As Senior Vice President at the Federal Home Loan Bank of Dallas and the Office of Thrift Supervision, he was responsible for the supervision of problem financial institutions with assets in excess of $1 billion. He supervised a staff of 85+ professional and received several special recognition awards for outstanding service. Currently, he is the President and CEO of an independent financial services consulting firm that specializes in regulatory banking supervision, risk management, and internal control.

This expert is a 44+ year veteran of the mortgage industry, has been an owner-operator of three mortgage banking companies, a software company, and several leading consultancies. Additionally, he is a regular guest on FOX Business News and CNBC, and currently hosts his own weekly radio podcast on mortgage lending. He produces a daily one-minute consumer-facing market commentary video that is viewed by millions of Americans each month, and he publishes articles in a number of leading industry publications.

This highly-qualified expert has extensive experience with consumer credit, credit cards, travel and loyalty programs, FCBA, SCRA, and the CARD Act of 2009. He earned his BA in history from the University of Delaware and worked as a computer systems administrator for companies like IBM, Boeing, the US Geological Survey, and the Colorado State Legislature before transitioning to the realm of consumer credit. This expert is a freelance writer for several personal finance and travel websites, with his work frequently syndicated to mainstream finance media outlets. Currently, he is the president of a business management consultancy in Colorado, as well as the founder and producer of a credit and credit card media conference.