Life Insurance Expert Witnesses

This expert has been involved in actuarial consulting for over 10 years. He holds a Master's of Science in Statistics as well as a Doctorate in Mathematics. An Editor of the ASTIN Bulletin - The Journal of the International Actuarial Association, he also serves as a peer-reviewer for 20 other scientific journals in the areas of finance, mathematics, and insurance. He is a former Assistant Consultant with the Institute for Finance and Actuarial Science and has been an invited presenter at more than 10 national and international conferences and professional meetings. This expert is currently an Associate Professor of Risk Management and Insurance at a major university.

This expert has over 60 years of experience in the field of insurance. He earned his BS at David Lipscomb University and is a Licensed Property and Casualty Insurance Agent, as well as a Life and Health Insurance Agent. He a certified Chartered Property and Casualty Underwriter, as well as an Associate in Risk Management. He is active in his field as a member of the National Chartered Property Casualty Underwriter Society, and has published on topics relating to the field of insurance. He has previously served as the Vice President of Tennessee Underwriters, and for the last 17 years has served as the President of an insurance consulting service in Tennessee.

This expert began his career in underwriting in the 1960's, managing a regional general agency with broad underwriting authority specializing in property real and personal coverage, running the gamut from simple auto and homeowners’ policies to complex property, inland marine, manufacturer’s output and ocean marine policies. When he sold his agency in 1988, he had 60 employees and annual revenues in excess of $10,000,000. His career also includes a wealth of claims experience, personally having draft issuing authority to settle claims for a number of different insurance carriers. He currently manages a consultancy dedicated to standard of care issues special realationships underwriting and claims handling issues.

This expert has a thirty year association in the Life and Disability Income Insurance Industry. For twenty-eight years he was associated with The Union Central Life Insurance Company. During that time he was involved in numerous claim/policy service matters and supervised claim litigation. He also conducted California Fraud Training for over twenty years with claim examiners with a concentration in the Bad Faith area. In addition, was a former Life Insurance Sales Agent with Western Southern Life Insurance Company.

This expert has over 25 years of experience in the life insurance industry in southern California and is familiar with post-claims underwriting issues. He earned his BA in psychology from California State University Northridge. He is a certified insurance counselor and fund specialist, and is an associate in both insurance services and personal insurance. He specializes in life, home, and personal insurance. The expert holds agent status with six major carriers, including elite status with Travelers. He is also a member of several associations, including the National Association of Insurance and Financial Advisors and the American Bar Association. He currently serves as is the president and principal agent of a private insurance agency in California.

This highly qualified expert has nearly 40 years of experience in insurance. He earned his BBA in accounting from Hofstra University before beginning his career in insurance with the New York State Insurance Department and the New York State Department of Financial Services. During his 35 years working for the New York State Insurance Department, he held several prominent positions, including director of policy initiatives and assistant chief examiner of the property bureau. He has years of demonstrated experience dealing with health, life, and property insurance regulations. Currently, this expert serves as the principal for an insurance and regulatory consulting firm in New York.

This highly qualified expert has nearly 40 years of experience in insurance underwriting. He earned his BA in economics from the University of Guelph and his BComm in graduate business at the University of Windsor. He then went on to become a life underwriting at Independent Order of Foresters and a manager of Canadian life and disability underwriting at Crown Life Insurance Co. He then served as the AVP of underwriting and customer service at Paul Revere Life Insurance Co. before becoming the director of GSI and advanced underwriting at UnumProvident Corp. and RBC Insurance Life Insurance Company. Currently, this expert is an insurance consultant of how own insurance consultancy and a contractor insurance consultant for an underwriting service in Ontario.

This highly-qualified expert has over 40 years of experience in the field, primarily focusing on the regulation of reinsurance, as well as traditional, financial, capital market and administrative reinsurance. He is a licensed reinsurance intermediary and an ARIAS-US certified arbitrator, and is active in his field as a fellow of the Society of Actuaries and as a member of several organizations including the American Academy of Actuaries and the Actuarial Standards Board. Prior to his position as president of a consulting firm, he served as the vice president of reinsurance at Guardian Life Insurance Company of America, the managing director of Lehman Brothers Holdings, and the vice president of client solutions at General Re Life Corporation.

This highly-qualified life expectancy calculations and life insurance underwriting expert has been consulting in the field for nearly three decades. She earned her BA in public health from Johns Hopkins University and an MPH in occupational epidemiology from the University of North Carolina at Chapel Hill. She is a fellow of the Academy of Life Underwriting and a member of the Board of Editors in the Life Sciences. She has authored over 80 insurance-related publications throughout her career, including underwriting manuals. The expert formerly served as an underwriting researcher for Lincoln National Reinsurance, Transamerica Occidental Life Insurance, and Kaiser Permanente. Currently, she serves as the principal of a private life and health insurance consultancy in Nevada.