Credit Expert Witnesses in Tennessee

This expert has been a property valuation and appraisal consultant since 1974. He has completed valuation and consulting assignments for federal, state and local governments and agencies, public and private companies, lending institutions, trust departments, and individuals. He is nationally recognized as an appraiser of large land tracts.

This expert has over 30 years of experience in the field of commercial banking. He has had extensive involvement in all facets of commercial, asset based, real estate and consumer lending as well as underwriting, credit analysis, credit risk review, portfolio management, due diligence and business refinancing. He completed his BA in commercial banking from Lousianna State University. This expert is a certified AIB instructor with specializations in analyzing financial statements and business financial analysis. He is also a certified RMA instructor in RMA financial statement analysis. He has published 8 articles and has given 12 presentations related to bankruptcy plan feasibility, cramdown interest rates, and working with lenders in distressed situations. Previously, he has held roles as a special assets officer at Hibernia National Bank, a business process analyst and manager of special assets at Wachovia Bank, and the principal of GlassRatner Advisory & Capital Group. Currently, he serves as the managing director of a financial advisory firm and a health services company in GA.

This highly-qualified expert has extensive experience in the field of finance, accounting, and business management. He received his BS in business administration from American University before earning his MBA in finance and marketing from Palm Beach Atlantic University, where he graduated summa cum laude. He then went on to earn his DBA in finance and management from Nova Southeastern University, graduating magna cum laude. This expert has over 25 years of applied experience in the field, serving as the vice president of investments at Dominick & Dominick, Ferris Baker Watts, and Wheat First Securities, as well as the vice president of commercial lending at Potomac Valley Bank and Millennium Bank. For 15 years, he has worked in an academic setting, helping to design and develop core finance curriculum for several universities. He has been a member of the adjunct finance faculty for Averett University, Keller School of Management, University of Maryland University College, and served as an assistant professor of finance, management, and business at Argosy University. Currently, this expert is an adjunct instructor of finance for an online MBA program, an adjunct instructor of finance, management and business for multiple universities, and an adjunct professor of finance at a Virginia university.

This highly-qualified expert has over 25 years of experience in work zone safety, with demonstrated experience in health and safety management, regulatory compliance, safety auditing and reviews, and accident and incident investigations in areas of construction and mine safety. He earned his AS in electronics systems technology at Community College of the Air Force and his BS in occupational safety and health at Columbia Southern University. This expert holds several certifications in his field, including as a certified safety professional (CSP), a certified construction manager of environment safety and health (C-MESH), an OSHA and MSHA Part 48 metal/non-metal instructor, and a miner. He is also certified in fall protection and electrical safety, holding a NFPA 70E certification. He is active in his field as a member of the American Traffic Safety Services Association. He began his career as an antenna systems technician for the United States Air Force before transitioning to work as a loan officer for Freedom Mortgage Services and a senior financial officer for Carteret Mortgage Corporation. He also served as a lead instructor for the American Red Cross, a traffic control supervisor for Moore & Son, and a health and safety manager for Rogers Group Inc. Currently, this expert is the health and safety director of a safety industrial firm in North Carolina.

This expert is a nationally recognized expert on banking and real estate finance, both residential and commercial. Having earned his BS in accounting and finance from Georgetown University, he served as a partner at KPMG for decades. He is a certified mortgage banker and public accountant with significant industry experience in real estate, consumer and commercial lending, fixed income markets, and securitization. Currently, he is the CEO of a real estate finance firm in Virginia.

This highly qualified expert has nearly 30 years of experience in the consumer credit industry, specializing in consumer credit reporting, credit scoring, FCRA, FDCPA, credit damages, Metro-2, and ACDV and AUD forms. He obtained his BS in criminal justice from the University of West Georgia and is currently pursuing his MS in criminal justice and administration at Penn State University. Today, this expert is also certified by the Consumer Data Industry Association. He previously served as an account manager at Equifax, as the manager of global credit bureau products at Fair Isaac, as an invited credit blogger for the New York Times, and as the president of consumer education at Credit.com and SmartCredit.com. More recently, he also worked as a contributor for CNBC's "On the Money" program, for the National Foundation for Credit Counseling, and for FOX Business Networks' "The Willis Report," as well as a credit contributor for Mint.com and DisputeSuite.com. This expert is currently the co-founder of a credit industry think-tank, a credit contributor at a consumer credit reporting agency, and the owner of an FCRA, FDCPA, credit, and credit damage consultancy in Georgia.

This expert has 13 years career experience in the mortgage industry. He attended The University of Louisville College of Business majoring in Finance, with minors in Accounting & Economics. Then he went on to earn certifications as a Certified Residential Mortgage Specialist, Certified Mortgage Consultant, and Certified Distressed Property Lender. He is a member of professional organizations including the Kentucky Association of Mortgage Professionals and National Association of Mortgage Brokers. He is currently a branch partner at a privately owned mortgage company.

This expert has over 39 years of insurance, reinsurance and risk management experience. He has worked as an underwriter, a retail agent, a wholesale broker, a reinsurer, an intermediary, a consultant and as an expert witness. His areas of expertise include all forms of property & casualty insurance, the usual and customary practices of the industry, the standards of care and reasonable expectations of parties within the industry, alternative risk transfer techniques and methods including, self-insurance and captive insurance companies; reinsurance, marketing distribution systems within the industry and the roles, responsibilities and functionality of agents, brokers, underwriters, managing general agents, underwriting managers, reinsurers, and the interplay and relationship between all of them.